Prop Firm Payout Simulator

Estimate how much cash a funded prop account could pay you over time. Set the payout rules, the drawdown type and your strategy, then see the range of net cash across thousands of simulated paths.

Start from a firm preset or build your own

Choose a firm, funded route and account size and the rule fields fill in automatically. Every value stays editable, so you can match your exact account.

Prop firm

Program / funded route

Account size

Custom mode: enter the funded-account parameters below yourself.

1. Account & drawdown iEnter the funded account, not the evaluation. The rules that end a funded account are usually different from the challenge you passed.

Account size iThe funded account's nominal size. Position risk and the loss floor are both derived from this.$

Maximum loss iHow much you can lose before the account is closed, as a percent of the account. This sets the drawdown floor.%

Drawdown type iHow the loss floor behaves: fixed (static), trailing from end-of-day highs, or trailing intraday. It shapes the whole result.

Trailing floor stops when it reaches the starting balance

Daily loss limit iA separate daily loss limit, as a percent of the account. Breaching it ends the account. 0 disables it.%

0 = no daily limit

Protected buffer above start iA cushion above your starting balance that must stay in the account. Profit below it cannot be withdrawn.$

Profit below this buffer cannot be withdrawn.

How intraday trailing is approximated

The simple strategy inputs do not contain tick-by-tick open P&L. Intraday trailing therefore updates at each simulated trade endpoint. If your firm trails unrealized equity, the result can overstate survival when trades give back large open profits before exit.

2. Payout eligibility iWhen a payout request is actually allowed: waiting periods, minimum trading days, winning-day requirements and any consistency rule.

First payout after iHow long after starting before your first payout is allowed.

Wait after each payout iHow long you must wait between payouts after the first one.

Waiting period measured in iWhether the waiting periods are counted in calendar days or trading days.

Calendar-day mode approximates a Monday–Friday trading week and ignores holidays.

Minimum trading days per cycle iThe minimum number of trading days in a cycle before a payout is allowed.

Winning days required iHow many qualifying profitable days you need before a payout.

Profit required for a winning day iThe profit a day must clear to count as a winning day.$

Used only when winning days required is above 0.

Consistency rule iThe consistency rule: it caps your best single day as a share of net profit, or of positive-day profit.

Maximum best day iThe most your best day may be, as a percent of cycle profit, for a payout to be allowed.%

Require strictly below the threshold instead of allowing equality

Consistency is measured since account start or the previous payout, then reset after a payout.

3. Payout rules & fees iSplits, caps, minimums, activation fees and refunds. These can change the lifetime cash you actually receive as much as your strategy does.

Your profit split iYour share of each withdrawal. The rest goes to the firm.%

Minimum payout request iThe smallest payout you are allowed to request.$

First payout cap iA dollar ceiling on your first payout request. 0 means no cap.$

0 = no cap. Dollar ceiling on the first payout request.

Later payouts cap iA dollar ceiling on payouts after the first. 0 means no cap.$

0 = no cap on payouts after the first.

Firm cap: max % of eligible profit iA firm limit on how much of your eligible profit you can take in a single request.%

0 = no percentage cap. Separate from your own withdrawal choice.

Minimum & caps measured as iWhether the minimum and dollar caps are measured before or after the profit split.

Whether the minimum and dollar caps above are before or after the profit split.

Maximum number of payouts iA limit on the total number of payouts. 0 means unlimited.

0 = unlimited

Funded activation fee iA one-off fee to activate the funded account. It is subtracted from your net cash.$

Refund amount iAn amount the firm refunds to you, added on the payout number set beside it.$

Refund on payout # iWhich payout number triggers the fee refund. 0 means no refund.

0 = no refund. Supports firms that refund on payout 1, 3, 4, etc.

The main output is net cash: trader payout after profit split + any first-payout refund − activation fee.

4. Strategy & withdrawal plan iKeep this simple and use your own numbers. Win rate, reward-to-risk and risk per trade drive the equity path; the withdrawal plan decides how you harvest it.

Win rate iThe share of your trades that are winners.%

Average win iWhat an average winner makes, in multiples of your risk (R). Losses are fixed at -1R.R

Losses are −1R.

Risk per trade iHow much of the account you risk on each trade.%

Trades per day iHow many trades the model runs on each simulated day.

Expected value per trade iEV = win rate × average win − loss rate × 1R. Above zero, the strategy makes money on average. At or below zero, no withdrawal plan can change that.: +0.20R

Withdrawal method iWithdraw a percentage of eligible profit each window, or request a fixed dollar amount.

Withdrawal amount iThe share of eligible profit you withdraw at each payout window. This is the choice the tool is built to test.%

Simulation settings

Simulation period (trading days) iHow many trading days each simulated account runs for.

Monte Carlo paths iHow many independent accounts are simulated. More paths give a smoother, more reliable range.

Risk amount based on iWhether risk is a fixed dollar amount (from the starting size) or scales with current equity (compounding).

5. Cost of the challenge iWhat you actually paid to get funded. Enter it here to see it netted out of your payouts.

Enter what you paid to get funded: a one-time fee, or a monthly fee times the number of months you needed. Leave at 0 to skip.

One-time challenge fee iThe one-off price you paid for the challenge or evaluation. Subtracted once from your net cash.$

Monthly fee iIf the evaluation was billed monthly, the amount you paid per month.$

Months you paid iHow many months you paid the monthly fee before getting funded. Monthly fee times this is subtracted from your net cash.

Set your account rules and strategy above, then run the simulation to populate these results.

Median net cash

–

after all fees & refunds

P10–P90 range

–

80% of simulated outcomes

Mean net cash

–

Monte Carlo expected cash

Any payout

–

probability of ≥1 payout

Account survives

–

to selected horizon

Range of lifetime net cash

Simulated distributionMedian

Statistics only. Not financial advice. Prop-firm rules change frequently. Presets are a starting point based on the same firm/program universe used by DanFin's pass-rate simulator; funded payout rules can change independently, so every populated field remains editable.

How it works

Four steps from a firm's rules to a range of likely payouts.

Pick a preset

Choose a firm and account, or start from Custom. The funded-rule fields fill in and stay editable.

Add your strategy

Enter your own win rate, reward-to-risk, risk per trade and trades per day. Use your real numbers.

Set a withdrawal plan

Withdraw a percentage of eligible profit each window, or request a fixed amount.

Run the simulation

Thousands of trade paths run against the rules. You get the range of net cash and how often the account survives.

What counts as withdrawable

A payout is attempted only when the waiting period, trading-day, winning-day and consistency rules are all satisfied. The simulator never withdraws the starting balance. Only profit above the starting balance, above any protected buffer, and above the active drawdown floor is eligible.

required balance after payout = max(starting balance + protected buffer, drawdown floor) eligible profit = max(0, equity − required balance) gross payout = min(requested amount, eligible profit, dollar cap, firm % cap) trader cash = profit split × gross payout

For a static floor the loss limit never moves. For end-of-day trailing it moves only after a trading day closes on a new balance high. For intraday trailing it moves after each simulated trade, so with simple win-rate inputs the unrealized-profit version is approximated and can overstate survival. When the trail is set to lock at the starting balance, the floor rises only to the start and no higher.

The key mechanism: a withdrawal lowers your equity but not your high-water mark. Under a trailing floor, every withdrawal is a permanent step back toward the loss limit, which is why withdrawing more can shorten the account's life even when it raises the cash you take out early.

Take it further

These two calculators pair naturally with your payout picture: set a sensible risk per trade, and see what it takes to climb back from a drawdown.

Kelly criterion calculator → Drawdown recovery calculator →

Frequently asked questions

Statistics only. Not financial advice.

What does this simulator actually estimate?

The total net cash a funded account could pay you over the simulated period, across thousands of random trade sequences, given the funded rules you set. It reports a range, not a single number, because the same strategy produces very different outcomes depending on the order of wins and losses.

How is this different from the pass rate simulator?

The pass rate simulator models the challenge phase, a race between a profit target and a loss limit. This tool models what happens after you are funded: there is no target, just one floor and a repeating payout window. The variable that matters is cash withdrawn, not equity.

What is "eligible profit"?

Profit above your starting balance, above any protected buffer, and above the active drawdown floor. Your starting balance is never withdrawable. Firm caps, a dollar cap or a percentage cap, can reduce a request further.

Why can withdrawing more lower the survival rate?

Withdrawing reduces your equity but not your high-water mark. Under a trailing drawdown the floor sits a fixed distance below your peak, so every withdrawal moves your equity closer to it. Taking more cash early buys less runway later.

Why do the mean and the median differ?

Payout distributions are usually highly skewed, so the mean and median can differ substantially, and neither is guaranteed to be larger. A long tail of surviving accounts can pull the mean above the median, while a heavy tail of failures can pull it below. The median is usually the more honest picture of a typical outcome.

Are the firm presets guaranteed accurate?

No. They are starting points seeded from DanFin's firm data and are meant to be edited. Prop-firm rules change often and vary by account, so confirm the current terms with the firm and adjust any field before relying on a result.

What does the model leave out?

Trades are drawn independently and identically. There is no autocorrelation, volatility clustering, news gaps, slippage or change in behaviour after a loss, and no tax. Real trade sequences are not like that, so treat every figure as a lower bound on the uncertainty, not a forecast.

What is the difference between end-of-day and intraday trailing?

It is when the loss floor updates. End-of-day trailing moves only after a day closes on a new high. Intraday trailing moves during the session, and some firms trail your unrealized profit. Because the simple inputs here do not contain tick-level open equity, intraday trailing is approximated from trade endpoints and can look more survivable than a live account.

Disclaimer: DanFin is provided for educational and informational purposes only and does not constitute financial, investment, or trading advice, nor a recommendation of any firm, product, or strategy. The simulator and calculators are simplified statistical models based on the figures you enter; their outputs are hypothetical, are not predictions, and do not guarantee future results. Trading leveraged products carries a substantial risk of loss and is not suitable for everyone. Do your own research and consider consulting a licensed professional before making any financial decision. Some links on this site are affiliate links; if you use them, DanFin may earn a commission at no extra cost to you, which never changes the results the tools give you or the content shown.